If you do not recognize your phone numbers, please call Customer Service at 86.įinally, you can choose to register and activate your browser for later use or give one‑time access on the computer you are using.Secure Access Codes should not be confused with a password.Secure Access Codes are good for 30 minutes at a time and for one time use only.
You should receive your Secure Access Code within a minute.To validate your identity and be given the opportunity to register your computer, you will need to receive and enter a Secure Access code.Ĭhoose the delivery method for your Secure Access Code – you can choose to receive a phone call or text message – and click Continue
On the following pages you'll be asked to enter your Password and validate your identity. You will then be given the opportunity to register the computer for future use.*Įnter your User ID and click Login. Your Future.As part of our enhanced security program, you are required to validate your identity by delivering a Secure Access Code to a telephone number stored within First Bancorp's Online Banking system. This sense of financial clarity is important, not only in college but throughout your life. Unexpected car problems or medical bills? That dream vacation your best friends invited you on? With a budget, you don’t have to panic or wonder if you have the money-you already know and have a plan ready to put into action. Creating a budget can also decrease your stress around finances. When you actually see the breakdown of your expenses, you may be surprised by what you find this process is essential to fully grasp how all of your spending decisions can impact you. Planning and monitoring your budget will help you identify unnecessary expenditures, allow you to adapt quickly if your financial situation changes, and make you more likely to achieve your financial goals. Regardless of what method you use or how much money you have to work with, a budget will help to keep you organized, give you a better idea of your financial situation, and allow you to feel more confident in the financial decisions you make.
Budgets can be made using a spreadsheet, online tool, or just a pen and a piece of paper. So how do you know if you can say yes to going out to eat or how much you can afford to pay in rent each month? By creating a spending plan through the use of a budget, you can start to make more informed decisions about your personal finances.Ī budget is an itemized summary of likely income and expenses for a given period of time. Simply put, it’s a breakdown of the money you will bring in and what you plan to do with that money over the span of a day, week, month, semester, or year. "Hey! You wanna go grab some take-out?" That's something you might hear a lot in college, and it's going to be tempting to say “Sure!” every time, but can you afford it? Now that you are living on your own, that’s a question you might find yourself asking more and more.